Insurance Supplement Services

From residential hail claims to commercial total-loss rebuilds, our licensed Independent Adjusters handle the full scope of insurance claims. We lead with roofing and cover every trade.

Licensed adjuster inspecting roof damage

Why Contractors Need an Insurance Supplement Partner

Insurance carriers routinely underpay claims. Their initial estimates are built to move claims through the pipeline quickly, not to fully restore the property. Missed line items, outdated pricing, denied O&P, and code-required upgrades that never make it into the estimate all add up to thousands of dollars left on the table for every claim a contractor works.

A well-written supplement recovers that money. But writing supplements the right way takes more than opening Xactimate and adding line items. It requires knowing how carriers think, how to document damage so adjusters cannot deny it, and how to follow up until the money actually clears. That is what we do every day for roofing contractors across the country.

Full-Scope Claim Support

While roofing is our primary focus, we supplement for every trade involved in a claim. Siding, gutters, windows, interiors, drywall, paint, flooring, HVAC, and more. If it is part of the scope of work, we make sure it is documented and included in the supplement.

We lead with residential and commercial roofing because that is where most of our contractors specialize, but every claim we receive gets the same attention: the estimate is reviewed, missing items are identified, the supplement is written in Xactimate with current area pricing, and O&P is justified when the claim qualifies. Photos, code references, and manufacturer specifications are all documented so the carrier has no grounds to deny.

What Makes Our Service Different

Every member of our team is a licensed Independent Adjuster with a minimum of five years of claims experience. Most have fifteen or more, with specialties in residential, commercial, and large-loss claims. We are not a supplement shop staffed by estimators who have never worked a claim from the carrier side. Our adjusters have sat across the table from carrier representatives, understand how claims are evaluated internally, and write supplements that anticipate and overcome the most common objections.

We have handled over 10,000 supplements with an average recovery of seven to eight thousand dollars per claim. Our contractors typically see 20-40% more per claim compared to the carrier's original estimate. The turnaround is 48 hours from the moment we receive your documentation. First follow-up call happens within 7 days of submission. After that, the carrier hears from us every other business day until the claim closes.

Status updates land in your CRM the same day they happen, so you never have to email us asking where a claim stands. We integrate with JobNimbus, AccuLynx, CompanyCam, and most major roofing CRMs so the workflow feels like an extension of your own team rather than an outside vendor.

Who We Serve

Residential roofing contractors in active hail and wind markets. Commercial roofing specialists handling multi-million-dollar projects. Restoration companies dealing with fire, water, and storm damage. Regional operations running multiple crews and national accounts looking for consistent supplement support across every territory. If your work involves insurance claims, our service is built for you.

Ready to Recover More on Every Claim?

Talk to a licensed Independent Adjuster about your next supplement.

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